Landlord FORCED To Pay Mortgage – How?
A Brooklyn landlord has been forced to pay his mortgage while a tenant squats in his property, owes $60,000 in back rent, and destroys the building — all while the law does absolutely nothing to help him.
At a Glance
- Brooklyn landlord Kemar Lafayette has a tenant who hasn’t paid rent since 2021, accumulating $60,000 in debt
- The squatter has caused extensive property damage, including lifting floorboards and causing water damage
- Despite following legal procedures and installing surveillance, Lafayette has been unable to evict the tenant
- Lafayette must continue paying his mortgage out of pocket while receiving zero rental income
- New York City’s tenant-friendly laws create a system where property owners have virtually no rights
Property Rights? What Property Rights?
In yet another example of how the government has completely abandoned law-abiding citizens, Brooklyn landlord Kemar Lafayette finds himself paying the mortgage on a property that’s being occupied by a non-paying squatter who has racked up a staggering $60,000 in unpaid rent since 2021. While leftist politicians constantly lecture about “fairness” and “justice,” Lafayette has discovered the hard truth that property owners in blue cities have essentially become ATMs for tenants who game the system. Despite meticulously following every legal requirement, Lafayette remains trapped in a kafka-esque nightmare where ownership means responsibility without authority.
The financial drain is crippling, but equally disturbing is the tenant’s destructive behavior. According to Lafayette, the squatter has been smoking indoors and intentionally damaging the property, even lifting floorboards, which has resulted in extensive water damage. The landlord’s elderly mother, who lives in the same building, has been subjected to the tenant’s disruptive actions and property damage, adding emotional trauma to the financial burden. This isn’t just about unpaid rent – it’s about watching your investment being systematically destroyed while the government pretends there’s nothing it can do.
When The Law Protects Lawbreakers
The absurdity of New York City’s landlord-tenant laws reads like something from a socialist manifesto. These regulations, crafted by progressive politicians who have likely never owned rental property, create endless obstacles for landlords attempting to evict non-paying tenants. A landlord like Lafayette can do everything by the book – provide proper notices, file all the correct paperwork, obtain legal judgments – and still find themselves powerless to reclaim their own property. The system has been deliberately designed to extend eviction processes indefinitely, leaving property owners financially bleeding while tenants enjoy rent-free living.
“I’m trying to do the right thing, trying to go to the right channel, like within the law. But I’m getting no result.” – Kemar Lafayette.
Lafayette’s frustration is palpable as he describes his tenant’s behavior: “She’s just doing the most outrageous things.” What’s truly outrageous is that in America – a country founded on the principle of property rights – a citizen can purchase a home, maintain it, pay taxes on it, and then be forced by the government to house someone for free who actively destroys that property. Meanwhile, progressive politicians continue pushing for even more “tenant protections” while completely disregarding the constitutional rights of property owners. This isn’t justice – it’s legalized theft.
The Financial Breaking Point
The economic realities of Lafayette’s situation highlight the insanity of modern housing policies. While politicians grandstand about “affordable housing,” their policies actively discourage people from becoming landlords, reducing the housing supply and driving up costs. Lafayette admits, “My mortgage is crazy. I can’t go to the bank and tell the bank I can’t pay the mortgage. This for three years? It’s rough.” Unlike the tenant, who faces no consequences for not paying, Lafayette must continue paying his mortgage or face foreclosure – a double standard that defies logic and fairness.
“My mortgage is crazy. I can’t go to the bank and tell the bank I can’t pay the mortgage. This for three years? It’s rough.” – Kemar Lafayette.
To protect himself, Lafayette installed security cameras to document the tenant’s behavior – a smart move that other landlords should consider. But even with video evidence of destructive actions, the legal system moves at a glacial pace, prioritizing the “rights” of those who break contracts over those who honor them. The financial strain has forced Lafayette to cover his mortgage entirely out of pocket for years, creating a situation where he’s essentially subsidizing someone else’s living arrangement while watching his investment deteriorate. This isn’t just a personal hardship – it’s a warning to anyone considering providing rental housing in progressive cities.
The Bigger Picture: Property Rights Under Attack
Lafayette’s nightmare scenario isn’t an isolated incident – it’s the inevitable result of an ideological agenda that views private property as suspect and government control as the solution. As Lafayette’s story gains attention online, many Americans are expressing disbelief at the tenant’s actions and the system that enables them. Yet this shouldn’t surprise anyone who’s been paying attention to the progressive push to undermine property rights across America. From rent control to eviction moratoriums, the message is clear: your property isn’t really yours if the government decides someone else’s need trumps your rights.
The founding fathers understood that property rights are inseparable from liberty – that a government that can force you to surrender your property without just compensation is a government without meaningful constraints. Lafayette’s struggle should serve as a wake-up call to Americans about what happens when we allow the government to chip away at fundamental rights in the name of social justice. If a landlord can’t evict a tenant who hasn’t paid rent for years and is actively destroying property, then property ownership has become a mirage – all of the responsibility with none of the authority. And that’s exactly what the progressive left wants.
